Total returns reflect reinvestment of distributions, changes in net asset value and any applicable sales charges as noted below. Investment returns will vary.
Performance "at NAV" assumes that no front-end (contingent deferred) sales charge applied or the investment was not redeemed. Performance "at offer" assumes that a front-end (contingent deferred) sales charge applied to the extent applicable.
Class A shares of Optimum Fixed Income Fund have a maximum front-end sales charge of 4.50%. Equity funds have a maximum front end sales charge of 5.75%.
Amounts designated as "n/a" are not available.